I'm writing a piece on affordability and I need your help.
It's off the back of this story from yesterday, about brokers reportedly ending up recommending different lenders if they start with affordability considerations first
How early does affordability feature in your advice process? There are quite a few affordability-focused tools now, have they changed the way that you look at affordability? Have they helped the advice process overall, or are there any additional challenges created by the technology as it is currently?
Keen to get your thoughts