I am looking for broker experiences and thoughts on lenders and BAME borrowers.
Do lenders do enough to recognise some of the cultural differences in black, asian and other minority households? For example, multi-generational living is often more common among these borrowers but lenders may have problems with other family members living there? Also don't take account of multiple incomes and shared responsibility for costs?
Or am i barking up the wrong tree? Any thoughts appreciated..