A journalist at Mail Online / Thisismoney is working on a piece about how to 'divorce-proof' your mortgage. She's looking at what steps people (couples, siblings, friends) should take when buying a home and taking out a mortgage together, to ensure that there is minimal hassle and mayhem if the relationship ends.
For example, what records should people keep, how should they split the deposit and payments, and should they have a legal mortgage prenup plan thingy for how they would divide the ownership if needed? And are there any other legal/contractual steps they can take to make things easier, e.g. being tenants in common rather than joint tenants?
Any insights on this, wing them over. Deadline is midday tomorrow. Don't try and cover everything as there's a lot of stuff to cover here, just zoom in on a few simple points.